3 Bed mid Town House, comprising: Hall, Lounge, Dining Room, Kitchen, Inner Lobby, Landing area, Separate WC, Bathroom, 3 Bedrooms, UPVC double glazing

Tired of looking for a house you like but can't get a mortgage. Look no further...you can buy this house on our fantastic RENT now BUY later scheme.

Please read FULL DETAILS before calling Deborah on 07872 533423 / 07731 307100 to arrange viewing.

This is how it works:

The purchase price is £104,950
Minimum deposit of £ 3,500
The normal rent is £495 per month. Each month you pay an additional £150 “top up” towards your deposit.
In total you pay £645 per month.
Every month we add to your “top up” £50 per month which again goes towards your deposit.

End of year one

£104,950
-£3500 deposit paid
-£1800 (extra you have paid)
-£600 (extra we have paid)

At the end of year one you would owe £99,050
At the end of year two you would owe £96,650
At the end of year three you would owe £ 94,250

During that time you have saved up a deposit of £10,700 (10.2%)
Any improvements you make to the property you get the benefit.
If the value of the property has increased you also get the benefit.

Now lets have a look if you pay a bigger deposit and £50 more per month.

£104,950
-£6000 deposit paid
-£2400 (extra you have paid)
-£600 (extra we have paid)

At the end of year one you would owe £95,950
At the end of year two you would owe £92,950
At the end of year three you would owe £89,950

During that time you have saved up a deposit of £15,000 (14.3%)

The more you pay the quicker and bigger your deposit.
No mortgage is required until you buy in 2012. (but can buy at any time)

Price growth and rent deposit payments provide your deposit.
The purchase price is fixed at the outset. You gain from any price growth!
Redecorate, carry out home DIY - YOU benefit from any added value by enhancing YOUR home
This is not a shared ownership or Housing Association scheme
You can move into your new home in as little as 7 days!
Legally approved solicitor contracts.
We can help you get advice on your mortgage in 2012, or sooner, with your deposit fund.
Move in, and buy later - or walk away! You do not have to buy if you change your mind.

Perfect if you are either;
- A first time buyer struggling to get onto the housing market
- Struggling to raise a large deposit
- Currently renting but want to own your own home
- Have impaired credit and can't raise finance
- Have recently moved to the UK

No mortgage is required whilst renting, until you exercise the option to buy

Contact details

• Phone: Deborah on 07872 533423

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